One woman paid off Christmas layaway accounts for complete strangers. What would you do if you had money instead of debt?
Getting out of debt is hard. If it were easy, everyone would do it. When my husband and I first started following the Dave Ramsey plan, I often heard him say that knowing whyyou’re getting out of debt is important. I didn’t fully understand what he meant until recently. For the first year that we followed the debt snowball plan, my husband and I were paying off debt to gain some peace and simplicity in our lives. We didn’t really articulate this out loud to each other; it was more of a quiet understanding.